What types of debts are covered?

• Credit Card Debt
• Auto Loans
• Medical Bills
• Student Loans
• Mortgage
• Other Household Debts

Debt Collection Services:

• Medical Billing Collection Services

Running a medical business can prove to be a taxing experience. With such a plethora of factors to account for, operations often become overwhelming. Many aspects of a business require close attention to detail. Medical businesses rightly focus on customer care, but when it comes time for patients to pay the bill, the situation quickly becomes murky. When insurance companies fail to cover the expenses in part or whole, medical businesses begin to seek out alternative methods to recoup the debt owed. A variety of businesses outsource the task of tracking debtors and recovering funds from a delinquent account.

Medical billing collection services provide a necessary service in regards to achieving the desired result of debt recovery. These services begin with soft, diplomatic pressure in order to convince the debtor to meet their outstanding financial obligation. This does not always work, however, as some people need to be reminded that there remains legal action which can be taken against them. The simple risk of legal recourse is often times an extremely powerful tool to motivate the debtor to repay. It is true that, for a variety of reasons, some are sincerely unable to pay for the services provided to them. In these cases, medical billing collection services offer options that are more viable for the customer in question, including monthly instalments.

It is vital that the medical billing collection agency that one chooses have the capacity to maintain a professional, productive method that ensures a positive result for all interested parties. It is our philosophy that, not only recovering debt, but also preserving your business’s clientele base is a top priority and should be dealt with accordingly. hectorthecollectorllc.com is well-suited to manage precisely these types of cases.

• Acknowledgement of Satisfaction of judgment

  Whenever a judgment debtor pays off or settles a judgment, the creditor must (or at least should) file a proof of satisfaction at the court where the judgment was obtained. 

  A satisfaction of judgment is a (correctly filled out and usually notarized) court form that is filed and endorsed (stamped) by the court. Only a satisfaction of judgment can eliminate a judgment debt. 

  Until a judgment is satisfied correctly, the judgment debt stands. Unsatisfied judgments can show up on credit reports, subjecting a debtor to surprise levies and garnishments, and even a sheriff taking their property or car.

  We can help you to get this done!!

• Wage Garnishment and Bank Levies

  A wage garnishment is when a court issues an order requiring your employer to withhold a certain amount of your pay-check and send it directly to the person or institution to whom you owe money, until your debt is paid off.

  If a judgment debtor fails to pay the judgment creditor, the judgment creditor may be able to execute a bank levy to collect unpaid debts. A bank levy permits judgment creditors to have a judgment debtor’s bank account seized in order to satisfy the payment of an outstanding debt.

• Process Serving

A service of process, or simply known as process service, is a legal procedure in the United States, which declares all parties must be notified when facing legal action against them in a court of law or an administrative court. Process service is accomplished through the delivery of a set or series of documents describing the legal action. Examples of documents that comprise service of process include summonses, complaints, subpoenas , writs, and other court documents. These documents are delivered to the individual whom the legal action is directed by a process server. Service of process must be served by an individual who is not a party to the case.

• Skip Tracing and Asset Searches

  Skip tracing is performed by collecting information on the individual in question. All information recovered by the skip tracer is analyzed, verified, and used to determine the location of the individual. Skip tracing may involve gathering and analyzing a great deal of information or very little information, both of which have their own set of advantages and disadvantages.

  Although most skip tracers now head to the Internet to gather information on the whereabouts of individuals, many also employ social engineering, the art of calling on individuals who may have information about the subject.

  It is the job of the skip tracer to use any number of resources and databases to collect the required information. As such, skip tracing often involves accessing the following:

  • Phone number databases
  • Credit reports
  • Credit card applications
  • Job applications
  • Criminal background checks
  • Loan applications
  • Utility bills
  • Public tax information
  • Public records databases
  • Courthouse records
  • Department store loyalty cards
  • Air travel records
  • Driver’s license/vehicle registration departments

• ORAPS – Order to Appear for Debtor Examination

  A judgment debtor examination is a court proceeding created by law where the party who has obtained a judgment in court is entitled to ask questions of the person who owes that judgment. The questions are limited to inquiries about your property, assets, debts, and income

• Property Liens

  We can help you with legal claim on assets which allows the holder to obtain access to property. If debts are not paid. A property lien must be filed and approved by a county records office or state agency. It is then delivered to the property holder with specific terms notifying them that action has been taken to repossess a piece of property.

• Subpoena

  If you receive a subpoena, it doesn’t mean you’ve done anything wrong; it just means you may have information that’s needed by the court, we can help you with it

• All other court filing

  We can help you with various other court filing you name it we do it !!